Business Development Officer - Liability / Deposit Sales  
Khushhali Microfinance Bank Limited - (KMBL)   More jobs from this company

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Job Title:   Business Development Officer - Liability / Deposit Sales
Category:   Business Development
Total Positions:   35+
Job Location:   All Cities
Gender:   No Preference
Minimum Education:   Bachelors
Career Level:   Entry Level
Minimum Experience:   1 Year
Apply By:   Aug 8, 2025
     
     
 
Job Description:

1. Business Development

  • Identify potential deposit customers and develop diversified liability portfolio to achieve individual & liability sales team targets.
  • Call potential clients to support the retention and growth of profitable client relationships through sale of liability products.
  • Understand customers’ financial as well as investment needs.
  • Ensure effective market and customer coverage.
  • Maintain steady growth in market share.
  • Identify potential Bancassurance/Khushhali Easy Cash customer and develop diversified portfolio.

2. Effective Portfolio Management

  • Maintain deposit portfolio as per defined portfolio quality benchmarks.
  • Maintain persistency on renewal portfolios of Bancassurance as specified by regulator.

3. Service Quality

  • Meet internal service standards and ensure no service related complaints are received from customers.

4. Compliance

  • Ensure compliance in sales, service, and delivery to customer particularly in context of Know Your Customer (KYC) & Anti Money Laundering (AML) in accordance with KMBL policies.

Company Information
 
Company Name:  Khushhali Microfinance Bank Limited - (KMBL)
Company Description:

Founded in the year 2000, Khushhali Microfinance Bank Limited (formerly known as Khushhalibank Limited) was a part of the Government of Islamic Republic of Pakistan's Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of Asian Development Bank (ADB). With its headquarters based in Islamabad, Khushhali Microfinance Bank (KMBL) operates under the supervision of the State Bank of Pakistan (SBP). The bank's board comprises of seven members including leading commercial bankers, fund managers and microfinance experts from across the globe. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country's newly formed microfinance sector.


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